Lauren 2259 Report post Posted May 31, 2017 What a shame. It's one of those experiences where I guess you learn the hard way. As can be expected in 17 years of track driving I've had the odd close call, but fortunately no damage. Tin top racing is another matter, but then you have other cars to hit and well, I've hit a few and a few have hit me. I totalled one nice RX8 at Brands Hatch in 2004, but fortunately Mazda UK, never said a thing! I do hope it's repairable, I guess fixing that rear three quarter is a big part of that. Fingers crossed on that count. Share this post Link to post Share on other sites
Adam9 37 Report post Posted May 31, 2017 Terrible luck, really sorry to see the car looking like that. Hope things work out OK Share this post Link to post Share on other sites
Bfranklyn86 52 Report post Posted May 31, 2017 17 hours ago, Nicebiscuit said: Is there anyone on this site who HASN'T binned their car on a trackday? (And no Lauren - you don't count because 'race driver') Sent from my iPhone using Tapatalk I've not had any contact or an off track incident. But I keep it in VSC mode and haven't done that many track days. Edit: very sorry it happened to you Paul. Im no expert, but I'd really hope that's not a write off (thank god it's insured). Even it that state your car looks awesome - especially the rear diffuser. If it was me I'd be attempting to blame it entirely on @will300 for changing the suspension.... Share this post Link to post Share on other sites
Andrew Smith 156 Report post Posted May 31, 2017 That is bad luck chap, these cars can bite back quite unexpectedly sometimes. I found that out the hard way on the way to a track. Kick it straight and get back out there. Share this post Link to post Share on other sites
surrey86 352 Report post Posted May 31, 2017 Maybe the club should sponsor a big inflatable cushion on that armco! Hope the repair cost isn't too bad. 2 Bfranklyn86 and TTR reacted to this Share this post Link to post Share on other sites
Paul 442 Report post Posted May 31, 2017 4 hours ago, Bfranklyn86 said: I've not had any contact or an off track incident. But I keep it in VSC mode and haven't done that many track days. Edit: very sorry it happened to you Paul. Im no expert, but I'd really hope that's not a write off (thank god it's insured). Even it that state your car looks awesome - especially the rear diffuser. If it was me I'd be attempting to blame it entirely on @will300 for changing the suspension.... @Bfranklyn86 Yeah.....not so much. Share this post Link to post Share on other sites
Ade 517 Report post Posted May 31, 2017 Just now, Paul said: @Bfranklyn86 Yeah.....not so much. I have yet to insure mine for a trackday. All these knocks are making me nervous though Maybe i'll just stick to bedford from now on... Share this post Link to post Share on other sites
Nicebiscuit 655 Report post Posted May 31, 2017 Doesn't look vastly different to the state of mine when I got rear ended by a confused elderly man in a Nissan Primera. RRG managed to bash out the wing ok... Sent from my iPhone using Tapatalk Share this post Link to post Share on other sites
Paul 442 Report post Posted May 31, 2017 1 hour ago, Ade said: I have yet to insure mine for a trackday. All these knocks are making me nervous though Maybe i'll just stick to bedford from now on... I could have insured it for £150. Looking back with 20/20 hindsight it's a no brainer. @Nicebiscuit I hope to God you're right. The car's at RRG now so hopefully I'll know the score by Friday. "Not good" was Rich's initial assessment. Share this post Link to post Share on other sites
Mark-in-Stoke 488 Report post Posted May 31, 2017 Paul are you having everything brand new or do you want us to keep our eyes open for any second hand parts? such as http://www.ebay.co.uk/itm/2016-TOYOTA-GT86-BREAKING-REAR-BUMPER-IN-WHITE-K1X-AERO-KIT-/322444754705?fits=Car+Make%3AToyota|Model%3AGT+86&hash=item4b13347f11:g:tqgAAOSw~AVYvpvB Share this post Link to post Share on other sites
Tareim 343 Report post Posted May 31, 2017 3 hours ago, Paul said: I could have insured it for £150. Looking back with 20/20 hindsight it's a no brainer. @Nicebiscuit I hope to God you're right. The car's at RRG now so hopefully I'll know the score by Friday. "Not good" was Rich's initial assessment. you say that however you would still have to pay the 1st couple grand (the excess) of the repair cost so unless it's a big accident that causes many thousands in damage you're not going to benefit too much from it Share this post Link to post Share on other sites
Kodename47 446 Report post Posted May 31, 2017 53 minutes ago, Tareim said: you say that however you would still have to pay the 1st couple grand (the excess) of the repair cost so unless it's a big accident that causes many thousands in damage you're not going to benefit too much from it It's probably not worth covering these for any more than £10k. The excess would only be around £1k max depending on the policy etc. Still a fraction of the cost of the repair needed for the type of shunt above. Share this post Link to post Share on other sites
Deacon 1357 Report post Posted May 31, 2017 Greenlight are worth looking at - £45 a time track cover with double your normal excess. Bargain. Share this post Link to post Share on other sites
Deacon 1357 Report post Posted May 31, 2017 Hopefully it will be not too painful on the wallet @Paul and you'll be back at shows and on track soon 👍 Share this post Link to post Share on other sites
Paul 442 Report post Posted May 31, 2017 2 hours ago, Mark-in-Stoke said: Paul are you having everything brand new or do you want us to keep our eyes open for any second hand parts? such as http://www.ebay.co.uk/itm/2016-TOYOTA-GT86-BREAKING-REAR-BUMPER-IN-WHITE-K1X-AERO-KIT-/322444754705?fits=Car+Make%3AToyota|Model%3AGT+86&hash=item4b13347f11:g:tqgAAOSw~AVYvpvB Yeah I'm keeping my eyes open, once I know the score on Friday I will start calling around to see what I can get hold of. I still have my original rear lights and exhaust, I'm more worried around the rear quarter panel and any structural damage. At this point thinking about all the "what ifs" are making me feel a bit ill so I'm trying to wait until I have all the facts before I start pulling threads. 1 Mark-in-Stoke reacted to this Share this post Link to post Share on other sites
will300 812 Report post Posted May 31, 2017 10 hours ago, Bfranklyn86 said: If it was me I'd be attempting to blame it entirely on @will300 for changing the suspension.... Well I'm not helping you with anything ever again.... 2 Rich and TTR reacted to this Share this post Link to post Share on other sites
Rich 378 Report post Posted May 31, 2017 41 minutes ago, Deacon said: Greenlight are worth looking at - £45 a time track cover with double your normal excess. Bargain. Does that affect your NCB though? I rather like having them separate. £115 for 14k of cover at Blyton for me FWIW. Share this post Link to post Share on other sites
Deacon 1357 Report post Posted May 31, 2017 4 minutes ago, Rich said: Does that affect your NCB though? I rather like having them separate. £115 for 14k of cover at Blyton for me FWIW. Technically any claim could affect your ncb I guess but I protect mine so shouldn't be so much of an issue. Obviously insurance companies will use whatever policy you've claimed on as an excuse to bend you over though come renewal 😞 Share this post Link to post Share on other sites
Bfranklyn86 52 Report post Posted May 31, 2017 1 hour ago, will300 said: Well I'm not helping you with anything ever again.... I'm joooooking.....! To prove I'm joking, I'll invite you help my with my next suspension set up!!!!! Share this post Link to post Share on other sites
TTR 509 Report post Posted May 31, 2017 Just now, Bfranklyn86 said: I'm joooooking.....! To prove I'm joking, I'll invite you help my with my next suspension set up!!!!! You're a braver man than I 2 Bfranklyn86 and surrey86 reacted to this Share this post Link to post Share on other sites
surrey86 352 Report post Posted May 31, 2017 Protected NCB won't stop your insurance going up in the event of an accident. NCB is a discount off your total risk. i.e. if your previous calculated risk was say £1000, and you had a 50% NCB discount, you would pay £500. If you have an accident and your NCB is protected, next years calculated risk could be £2000 and you would retain your 50% NCB discount, so you would pay £1000. Share this post Link to post Share on other sites
Mike 458 Report post Posted June 1, 2017 12 hours ago, Rich said: Does that affect your NCB though? I rather like having them separate. £115 for 14k of cover at Blyton for me FWIW. In terms of that cover, does that mean they'll pay up to £14k (minus excess) to fix it? I'd prefer that over something like Greenlight (I believe they just treat it like a road accident so anything approaching 10k would be written off?) Share this post Link to post Share on other sites
Ade 517 Report post Posted June 1, 2017 I've just got a quote for £85 with £800 excess on £10k worth of cover for the Bedford August trackday. Share this post Link to post Share on other sites
surrey86 352 Report post Posted June 1, 2017 It would be worth clarifying with the insurer that you aren't under insuring. I.e. If the car is worth 20k, and you have 10k cover, an insurer may decide you are under insured and may only pay 50% of any claim. 1 Ade reacted to this Share this post Link to post Share on other sites
Ade 517 Report post Posted June 1, 2017 7 minutes ago, maurice said: It would be worth clarifying with the insurer that you aren't under insuring. I.e. If the car is worth 20k, and you have 10k cover, an insurer may decide you are under insured and may only pay 50% of any claim. I will check if I was to go ahead. Certainly with Morris I spoke to a chap and gave him car value and value of insurance and he was happy with it. Think I was quote £450 for 6 trackdays in that case. Share this post Link to post Share on other sites
