Tareim 343 Report post Posted January 6, 2017 just done a quick moneysupermarket comparison and doing everything exactly the same just changing gt86 with brz and the BRZ is £40 cheaper for me to insure for the year so yeah these crashes with GT86s are not helping with prices Share this post Link to post Share on other sites
Mike 458 Report post Posted January 6, 2017 14 minutes ago, Tareim said: just done a quick moneysupermarket comparison and doing everything exactly the same just changing gt86 with brz and the BRZ is £40 cheaper for me to insure for the year so yeah these crashes with GT86s are not helping with prices £40 isn't a lot really, there's insurance companies with higher admin fees than that... if insurance was like £100 / year then £40 would be worth shouting about Share this post Link to post Share on other sites
Tareim 343 Report post Posted January 7, 2017 1 hour ago, Mike said: £40 isn't a lot really, there's insurance companies with higher admin fees than that... if insurance was like £100 / year then £40 would be worth shouting about considering my quote was fairly cheap at £375, the difference might be greater for someone whose quote is around the £1k mark Share this post Link to post Share on other sites
TTR 509 Report post Posted January 7, 2017 On 06/01/2017 at 2:53 PM, rob275 said: I'm sorry but at £1600 you shouldn't be sniffing at it. It's a reasonable price given your circumstances. Unfortunately if you're under 21 for the first few years you just have to suck it up and pay. That's the way it is. I still don't pay under £1k even now. They simply made a mistake in your first year. I wouldn't be sniffing at £1600 had my first year been around the same amount! . If they'd made a mistake I'm sure the would've corrected it as Insurance Companies are gouging bastards. On 06/01/2017 at 3:25 PM, Deacon said: Sorry to say it but I also think they screwed up last year. My nephew pays more than you did on a boggo seat Ibiza, nice postcode, etc and he's a year older than you with ncb, etc I don't think they did.... Admiral group all quoted me around the £1,000 mark when I first got the car, as well as Hastings and Hyperformance. A friend who got a BRZ at roughly the same time was paying around the £700 mark iirc and he's been driving for 3 years and has some no claims. 17 hours ago, Mike said: £40 isn't a lot really, there's insurance companies with higher admin fees than that... if insurance was like £100 / year then £40 would be worth shouting about GT86 is about £4,000 to insure for me. Can anyone recommend an Insurance company that might not want to stick a pole up my ass? Share this post Link to post Share on other sites
nikndel 509 Report post Posted January 7, 2017 46 minutes ago, TTR said: I wouldn't be sniffing at £1600 had my first year been around the same amount! . If they'd made a mistake I'm sure the would've corrected it as Insurance Companies are gouging bastards. I don't think they did.... Admiral group all quoted me around the £1,000 mark when I first got the car, as well as Hastings and Hyperformance. A friend who got a BRZ at roughly the same time was paying around the £700 mark iirc and he's been driving for 3 years and has some no claims. GT86 is about £4,000 to insure for me. Can anyone recommend an Insurance company that might not want to stick a pole up my ass? 😂😂😂 None to mind at this time 1 Ztox reacted to this Share this post Link to post Share on other sites
KobayashiMaru 28 Report post Posted January 7, 2017 My Mk3 Astra was £1600 Third Party back in 2006. There's a few things you can do which has been suggested such as add your parents as named drivers as in their eyes the risk is split. Also you can lower your mileage a bit then add more if you need to later. Another thing I found that made it cheaper was to say it parked on the road at home and not the drive or in the garage. Looked into it at the time and all was mentioned was that people who park off road or garaged are more hassle for insurers as they are deemed to be more pedantic. No idea if it was just forum hearsay at the time but it dropped it £300 for me with all I've suggested. 1 TTR reacted to this Share this post Link to post Share on other sites
TTR 509 Report post Posted January 9, 2017 Got it down to £1241. I feel less f***** now 2 Lauren and GT86-Ian reacted to this Share this post Link to post Share on other sites
smudge 1020 Report post Posted January 9, 2017 Looks like you'll have to sell the car @TTR...shame Share this post Link to post Share on other sites
Paul 442 Report post Posted January 9, 2017 Jeezus. All mods declared? Share this post Link to post Share on other sites
gazza82 41 Report post Posted January 9, 2017 When insurance companies don't want you as a customer they won't refuse to insure you, as you have to declare that and no-one else will touch you, so they whack up the premiums. I think now you've passed your test, recent insurance increases due to tax, etc and the GT86 accident history is all going against you. Share this post Link to post Share on other sites
TTR 509 Report post Posted January 9, 2017 19 minutes ago, Paul said: Jeezus. All mods declared? Yup. Plus a few future mods. 1 Paul reacted to this Share this post Link to post Share on other sites
TTR 509 Report post Posted January 9, 2017 1 hour ago, smudge said: Looks like you'll have to sell the car @TTR...shame For the last time I'm not selling you my car, I'm know you want to be part of the BRZ master race. But go buy someone else's Share this post Link to post Share on other sites
Rich 378 Report post Posted January 10, 2017 10 hours ago, gazza82 said: When insurance companies don't want you as a customer they won't refuse to insure you, as you have to declare that and no-one else will touch you, so they whack up the premiums. I think now you've passed your test, recent insurance increases due to tax, etc and the GT86 accident history is all going against you. You don't have to declare if they decline to quote, only if they quote and then decline to cover you. Share this post Link to post Share on other sites
Varelco 211 Report post Posted January 10, 2017 On 06/01/2017 at 8:46 PM, Keethos said: Probably doesn't help with the number of 86s that have binned it this year.... On 06/01/2017 at 9:23 PM, nikndel said: Couldn't agree more with cars damaged or write offs to percentage of cars sold in UK the ratio must be terrible On 06/01/2017 at 9:32 PM, maurice said: Yeah it's a bit worrying, the car could end up getting blacklisted like S2000's given the amount that are getting crashed. On 06/01/2017 at 10:19 PM, Tareim said: .....so yeah these crashes with GT86s are not helping with prices Where are you guys getting this information from? Share this post Link to post Share on other sites
TTR 509 Report post Posted January 10, 2017 5 minutes ago, Varelco said: Where are you guys getting this information from? Just from the amount of people on the forums that have binned their cars. I'm not hugely sure the 86 crash statistics apply to the BRZ, as mentioned earlier it's about £4000 for me to insure and 86. Share this post Link to post Share on other sites
Varelco 211 Report post Posted January 10, 2017 Oh ok I thought there may be a source of statistics. In that case I can't see how that is going to have an effect. The forums represent a small portion of car owners, so if several members trash their cars I doubt its going to make a visible impact on premiums. Share this post Link to post Share on other sites
rob275 1817 Report post Posted January 10, 2017 3 minutes ago, Varelco said: Oh ok I thought there may be a source of statistics. In that case I can't see how that is going to have an effect. The forums represent a small portion of car owners, so if several members trash their cars I doubt its going to make a visible impact on premiums. There are statistics, but this isn't publicly available. It's shared amongst insurance groups. Share this post Link to post Share on other sites
DAN@ADRIAN FLUX 12 Report post Posted January 10, 2017 On 1/6/2017 at 10:37 AM, TTR said: So.... When I insured my car last year, 1 month after I passed my driving test, it cost me a grand total of £850 to insure. Now that I have 1 year of driving experience and 1 years NCB I'm looking at £1600+ to insure my car. I haven't changed postcode or anything, every detail is still the same apart from gaining NCB and Driving experience. So my question is two fold, to the club insurers on here that either haven't been able to quote me (All of them)....Can you shed some light and justify how the F*** my insurance has F****** doubled despite getting more driving experience and NCB . To the members on here, I have tried Sky/AIB/Flux/Aviva/Direct Line and they won't quote me, are there any other insurers that I can try? (The likes of Greenlight and CKI won't insure me due to my age and the length at which i've held my license). So yeah pls help Hi, I'm surprised we could offer you a price. Did we give you a reason why? Regards, Dan. Share this post Link to post Share on other sites
nikndel 509 Report post Posted January 10, 2017 4 hours ago, Varelco said: Oh ok I thought there may be a source of statistics. In that case I can't see how that is going to have an effect. The forums represent a small portion of car owners, so if several members trash their cars I doubt its going to make a visible impact on premiums. what about people that aren't on forums' didn't some one put a 86 on it's roof on a test drive? Share this post Link to post Share on other sites
TTR 509 Report post Posted January 10, 2017 36 minutes ago, DAN@ADRIAN FLUX said: Hi, I'm surprised we could offer you a price. Did we give you a reason why? Regards, Dan. Nope, no reason as to why unfortunately. Share this post Link to post Share on other sites
Keethos 842 Report post Posted January 10, 2017 It's not just members binning there car but there have been plenty of sighting from members of other 86s crashing and been comment on or reported on Facebook etc. but no, no hard facts persay but its a common assumption to why prices may go have gone up. Sent from my EDI-AL10 using Tapatalk Share this post Link to post Share on other sites
Nicebiscuit 655 Report post Posted January 11, 2017 It's not just members binning there car but there have been plenty of sighting from members of other 86s crashing and been comment on or reported on Facebook etc. but no, no hard facts persay but its a common assumption to why prices may go have gone up. Sent from my EDI-AL10 using Tapatalk Most of ours are on track days though so they don't count surely Anyway - its swings and roundabouts - on the one hand premiums are rising. On the other, our cars are becoming rarer by the day ;-) Sent from my iPhone using Tapatalk Share this post Link to post Share on other sites