chillismoke 182 Report post Posted June 3, 2015 Okay, So I got caught speeding last year and picked up 3 points, I then put my car in a ditch in January with enough damage to have to claim through my insurance. So my insurance policy was going to increase. I was insured with the AA last year for £511 This year they wanted £1,450 these are the quotes I got based on 18,000 miles (business & social) totally standard 86, fully comp. Sky = £2,776 Adrian Flux = £1,400 Aviva =£1,400 the other quotes were ridiculous as i have 0 years no claims now. Prestige came in the best as i am paying monthly and have £100 excess with them due to one of there excess protect policys £1,334 Moral of this story, don't speed, don't crash, don't drive as many miles a year as me. consider Prestige when you get your renewal. I dealt with a gentleman called Shorif who was very polite and helpful 1 Keethos reacted to this Share this post Link to post Share on other sites
Lauren 2259 Report post Posted June 3, 2015 No wonder you aren't modifying it! Share this post Link to post Share on other sites
nikndel 509 Report post Posted June 3, 2015 Skally did you post your accident on the Internet? Share this post Link to post Share on other sites
chillismoke 182 Report post Posted June 3, 2015 Skally did you post your accident on the Internet? no Share this post Link to post Share on other sites
nikndel 509 Report post Posted June 3, 2015 Ok I seem to recall seeing someone having a trip into a ditch down a snowy country road but got off with no damage that's all Share this post Link to post Share on other sites
keelerad 256 Report post Posted June 3, 2015 That was those 2 guys who do the youtube videos, DedicationBlog, think he put his one into a ditch just after getting it ? Share this post Link to post Share on other sites
nikndel 509 Report post Posted June 3, 2015 Thank you Alec I knew I had seen something just could not remember where Share this post Link to post Share on other sites
Mike 458 Report post Posted June 3, 2015 ~£1300 isn't that bad for the car and 0 claims is it? Mine is due in 3 or 4 weeks so I'll get to see what mine is with 3 points... Share this post Link to post Share on other sites
nikndel 509 Report post Posted June 3, 2015 I don't think this car is in a high insurance group ? Share this post Link to post Share on other sites
Mike 458 Report post Posted June 5, 2015 My renewal came today, gone up £200... not that I'm sticking with my current one anyway regardless of the price Share this post Link to post Share on other sites
Keethos 842 Report post Posted June 6, 2015 When I first looked at getting the car, I'm sure it was the same group as my Clio 200 which was group 16, but that was the old insurance grouping, so the one grouping is 25? I think. But it might have changed since, no idea.....never hear or use insurance groups anymore.....they died out? Share this post Link to post Share on other sites
Captain Duff 79 Report post Posted June 6, 2015 When I first looked at getting the car, I'm sure it was the same group as my Clio 200 which was group 16, but that was the old insurance grouping, so the one grouping is 25? I think. But it might have changed since, no idea.....never hear or use insurance groups anymore.....they died out? According to Parkers the standard GT86 insurance group is higher than for the TRD, but the Gallo is higher than both which makes no sense unless the car has crept up the list slightly over the last few years and so newer models are penalised: http://www.parkers.co.uk/cars/reviews/facts-and-figures/toyota/gt86/coupe-2012/insurance/ To make it even more odd and arbitrary the BRZ groups are lower than GT86 ones for the same blinkin' car: http://www.parkers.co.uk/cars/insurance/car-insurance-groups/subaru/brz/coupe-2012/ There's a lot more that will affect premiums than the make it up as we go along insurance groups above though such as previous claims, postcode, gender and of course most annoyingly (for younger comrades rather than old farts like me) age. Also, apparently premiums on all cars are rising across the board this year. One positive I've noticed is that the mainstream comparison sites are now making it easy to declare most common mods (in generalised categories) and still churning out a reasonable number of quotes that often are not a lot more than for the unmodded quotes. 1 Keethos reacted to this Share this post Link to post Share on other sites
smudge 1020 Report post Posted June 8, 2015 According to Parkers the standard GT86 insurance group is higher than for the TRD, but the Gallo is higher than both which makes no sense unless the car has crept up the list slightly over the last few years and so newer models are penalised: http://www.parkers.co.uk/cars/reviews/facts-and-figures/toyota/gt86/coupe-2012/insurance/ To make it even more odd and arbitrary the BRZ groups are lower than GT86 ones for the same blinkin' car: http://www.parkers.co.uk/cars/insurance/car-insurance-groups/subaru/brz/coupe-2012/ There's a lot more that will affect premiums than the make it up as we go along insurance groups above though such as previous claims, postcode, gender and of course most annoyingly (for younger comrades rather than old farts like me) age. Also, apparently premiums on all cars are rising across the board this year. One positive I've noticed is that the mainstream comparison sites are now making it easy to declare most common mods (in generalised categories) and still churning out a reasonable number of quotes that often are not a lot more than for the unmodded quotes. The Giallo being higher makes perfect sense Limited number of a vehicle will mean it's probably more expensive to start with, but also more appealing to any car thieves 1 Mark-in-Stoke reacted to this Share this post Link to post Share on other sites
