ChrisKnottIns

I thought it might be useful to remind members of our access criteria as this features in most of the questions I'm asked on the forums. These are the terms given to us by insurers to ensure the scheme works for them and as many of you as possible. Most of these are based on the insurers' risk assessment and claims experience.
  Driver Age This is the main factor that affects whether we can offer a quote. Remember we can insure all the cars in your household, not just the car that inspired you to join the club/forum, so I'll talk generally as well as specifically.   Generally we can insure drivers from age 19 on low powered, low spec, entry level cars under 1100cc such as Renault Clios, Peugeot 106s, that sort of thing - but what about other models and more specifically, this forum's models?   For most other models age 22 is fine but for GT86/BRZ models and similar we'd need you to be 23 with 12 months' experience of the car or one like it, including RWD experience.   Apart from age, what are the other requirements insurers place on us to keep the scheme viable, regardless of the model of car?   Modifications At Chris Knott we love modified vehicles. However, insurers won't allow us to cover vehicles with roll cages, NOS or bhp increases of more than 100 over stock. I know!   No Claims Bonus We need you to have at least one year's NCB before we can quote and have been fault-claim free for 12 months (outstanding/unsettled claims mean we can't quote even if you're not at fault).   Points/Convictions For new policies there is a cap on convictions - we can cover you if there is no more than one SP/PC/PL offence per driver within the last 12 months.   Overnight Parking For some of the riskier postcodes there is a requirement that the car is parked off road overnight, though for some postcodes the insurer goes further and requires garaging. When assessing postcodes we include the first digit after the space so you're less likely to be affected by a poor neignbouring postcode.   Value Unfortunately the scheme is not competitive for vehicles valued over £40k though we do have other facilities available, especially for high performance sportscars/supercars that mean we might still be able to help.   If you can comply with this criteria we'd welcome the opportunity to find you a better deal through the scheme which is exclusive to members of car clubs, forums and enthusiast groups. And if we can't help you it's nothing personal. Insurers are looking for safer business of course.   QUOTELINE: 0800 917 2274   best, Nick     **************************** Testimonials   "Including declared mods (not fitted yet), they were cheaper!" Duc de Pommfrit, HondaKarma   "Here's an example. Your renewal price for me under £300 (plus breakdown). Swinton phoned me this morning, cheapest they could do was £600." riven1962, C4 Owners Club   "I used these guys for my Focus ST170 they were great and used them ever since, and yesterday got another great quote and took it out for my Coupe :-) really good service and prices!!" BionicSi, Hyundai Coupe Owners Club   "I have been using Chris Knott for the past 6 years. They have been able to meet my needs for both my cars, while they are not the absolute cheapest, only by £20 or so, the customer service and policy that I get from them is well worth the extra. I look forward to using them in the years to come." Jason Long, Google Reviews   "Just had a really good quote from Ian at Chris Knott who have smashed my renewal quote and beat off all other competitors also. Had my policy documents through via email not long after I paid over the phone (no charge for using a CC either!). So far I'm really impressed with the service Thank you."Funky, Type R Owners Forum

So insurance time came around, Debbie J and myself on the policy. A simple and pleasant experience with the mods declared, beat the renewal quote no problem. Given previous experience over the years with insurance companies this was a refreshing exercise with friendly staff, so thumbs up from us. 

Mine is due, will be giving you guys a call this afternoon

Nick, Just taken out my insurance with you guys, really easy talking too Kathy (last month) and then Rebecca today, and they actually know what mods are! Brilliant.

Sadly Chris Knotts weren't able to get anywhere near my renewal but it was a pleasure getting a quote from them, being able to PM Nick a word document with all my personal details, insurance details and mods, shortly after I got a phone call just to ask me a couple of questions that I missed out the details of within my document, a couple of days later, another call to give me the quote, nice and simple.

Hi, yes if you copy and paste the mods into a PM and give me your phone number I'll make sure we call you with the mods in hand.
Does that work for you?
best,
Nick

Now you see, if you'd read the post at the link you'd know all this

Sorry, just being jovial as it's Friday.

Yes we're mod-friendly and the mod limitations are that we can't cover roll cages, nitrous or bhp increase of more than 100 over stock. For the driver age & experience criteria, etc. it would be easier if you did click the link above.

Hope that helps.

best,
Nick