DaveJenks95 3 Report post Posted October 12, 2016 Hi all, Im looking to turbo my GT86 in April next year with the addition of some coilovers and 9j wheels. With these proposed mods of mine, does anyone have any pointers/tips with regards to insurance for these mods. As a 21 yr old I currently pay £700 per year on insurance for the standard car. Any guesses on much more ill pay for insurance post the modifications? I will look into quotes shortly- Just wanted to put the feelers out for any advice Cheers Dave Share this post Link to post Share on other sites
S18 RSG 429 Report post Posted October 12, 2016 Wheels and suspension, in my experience, hardly noticable, maybe £50-60 a year. Turbo is where you're gonna suffer. A near 50% increase in power puts this car into the same league as Porsche 911's, M3's etc. so insurance companies won't go easy on you. I wouldn't be surprised if that premium more than doubled at your age. I pay around £450 on mine, all mods declared, but supercharger prices came in around £750-800 a year, and I'm nearly 26 with 8 years NCB (thank you accelerated 10 month policies). The question would be, do you NEED a turbo? Far too many young drivers get into accidents because they drive cars they have no reason to own, and no experience to help them along. Don't mean to sound like an old fart, but that is the reason why your premiums would be so hgh. I was happy to build up experience in my early 20's, take advantage of advanced driver training and track driving experience, and learn to really be able to drive, before owning anything too silly. Share this post Link to post Share on other sites
Tom B 44 Report post Posted October 12, 2016 £700 is a pretty good quote for a 21yr old! I'm 24 and mine almost £1400 with some exhaust mods and Coilovers. As always there's many many factors to consider though. Try some of the specialist insurers on here? That's the route I'll be taking come renewal time! Share this post Link to post Share on other sites
DaveJenks95 3 Report post Posted October 12, 2016 The turbo isnt a necessity... Ive already had the remap, and feel ready for more!! The alternative s looking at other cars: s2000 maybe?? Any advice welcome! Share this post Link to post Share on other sites
surrey86 352 Report post Posted October 12, 2016 S2000's tend to be very pricey to insure due to their unforgiving nature. Greenlight won't touch them. Share this post Link to post Share on other sites
DaveJenks95 3 Report post Posted October 14, 2016 Cheers for the advice guys. I may have to re think the turbo..unfortunately Share this post Link to post Share on other sites
Nicebiscuit 655 Report post Posted October 14, 2016 Cheers for the advice guys. I may have to re think the turbo..unfortunately What have you done so far? I've done the decatted manifold, filter and remap on mine and whilst it's probably only 10-15bhp it transforms the midrange and feels much quicker. Fast enough, in fact. I was going to turbo, but I probably won't bother... The decat manifold was the key... And that little lot barely put my premium up at all... Food for thought? Sent from my iPhone using Tapatalk Share this post Link to post Share on other sites
