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DanJ

Online vs Direct Quotes

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Thought I'd share this surprising experience with everyone.

Last year I paid £405 to insure my car with Aviva, only mods were the alloy wheels and I shopped around a lot to get that price. As I'm about to supercharge etc etc I phoned up the specialist insurers on here, the best I was quoted was £553 with all the mods that are going on soon and that are planned for later this year.

I didn't think that was too bad compared to last year, but before proceeding I thought I'd check the usual online suspects. Had some very silly quotes as expected (the worst was £6000!) but Flux Direct came up at £440 <_<

I phoned up to run through the details to make sure the quoted cover was identical (same insurer with AXA, same excess etc etc), it is and also had some of the optional extras that weren't included in the original £553 quote.

After trying to buy the policy online I noticed an error in the address so had to phone back up to pay, after running through all the details again the final price came to just under £430.

Needless to say I'm very pleased with that compared to last year, but I'm shocked at how badly marked up the original direct quote was.

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