ChrisKnottIns

Hi, The BBC News website reports: "Drivers saw their car insurance premiums rise by an average of £110 in the last year, a comparison site says. More expensive repairs and recent government changes to injury payouts pushed up annual insurance costs by 16%, according to Confused.com. It found drivers paid on average £781 on comparison sites for a comprehensive policy in the year to March 2017. Average premiums are set to rise to a record high and could pass £1,000 next year, it added. Newer vehicles have seen some of the biggest rises, because their increasingly complex electronics have made repairs more expensive... ...The Confused [dot] com research...checks more than four million car insurance quotes." I just wanted to let you know that the Chris Knott average premium through the club insurance scheme is much lower than that reported on the comparison sites. In March 2016, Chris Knott's average premium was less than half that at £369. This March (2017) it was £399 - just a £30 increase and still majorly more economical than £781. There's definitely something beneficial for members in using the club scheme through Chris Knott then. QUOTELINE: 0800 917 2274 - please call us at renewal. If that's before 1st June you'll also gain entry in the Chris Knott 'British F1 Grandstand Tickets' Prize Draw. best, Nick **************** Recent testimonials from CK customers across the car enthusiast community... "£367 cheaper than my renewal from flux, £65 cheaper with no limited mileage & all mods covered after shopping around. I am a happy bunny thanks." G30001, R32 Owners Club "Had my quote matched today so new CK customer on Saturday as of renewal time. Covers all the mods that are planned from the stockpile of parts in the garage that have been collected over the last few months... Spoken to 3 different ladies (Tabitha, Kathy (of Legend) and Rebecca) and the level of customer service has been consistently brilliant with everything being understood first hand and not needing to explain what each mod is." benmellor, GT86/BRZ Drivers Club "Thank you Daryl for matching a cheaper quote from another insurance company. Guess I will be staying with Chris Knott for another year. :)" Jon Dixon, Facebook "I may need to hop back to chris knott insurance when my renewal comes through early next month, made the mistake of hopping over to a cheaper provider who has extortionate admin fees." sliced, Audi-Sport.net "Recently taken a policy out with Chris Knott due to the very competitive quote. I needed to call them to change my reg number as I added my private plate to my car, I braced myself for the "well there's a charge for this and a charge for that" as experienced from other insurance companies, but no! Gave them the new number and that was that, no charge! Well done, credit where it's due!! stchris356, BimmerForums

Yes, it would seem they do. I'm looking into this - we don't like losing business to the same insurer through someone else.

Hi DebbieJ, we'll be really sorry to see you go! I wish we could automatically accept wraps (full or partial) but unfortunately the insurers on our panel don't like them and we have to refer them for consideration on a case by case basis. Glad you've got a suitable alternative this year. Wraps are something we're obviously in discussion with the insurers about as they become more and more commonplace (forgive me). Hopefully we'll be in a position to win you back at next renewal. All the best, Nick

Just to clarify rob275's post - Chris Knott and Greenlight are not the same co. N

You'll find that there's no one specific insurer who'll be good for 100% of the membership so you'll have to try a few of us to see who's best for you. Try us last and we'll be aiming to beat your best alternative. best, Nick

Please give us a call. We only look back 3 years and we're mod-friendly too. Sounds like we're just what you need best, Nick

Shameless bump - just over two months to go until the Chris Knott Spring Draw closes If your car insurance expires soon please do give us a call for a comparative quote and gain free entry to the draw. Call Chris Knott FREE on 0800 917 2274 or complete contact details at https://www.chrisknott.co.uk/CarQuote best, Nick

UK's car insurance premiums on the rise again. For those interested, here's a copy of an article we wrote for the Saab Owners Club GB magazine in early February about the potential for insurance premium increases across the whole market. "As we move into the year we know that Article 50 will be invoked by the PM and negotiations for our exit from the EU will begin. The EU has been blamed for much of the heavy regulation we see in UK industry. However, without influence from Europe, changes to personal injury claims are likely following a recent review by our own Ministry of Justice (MoJ) that will impact the current easy target – the motorist. The government has already increased Insurance Premium Tax to 12% (effective from 1st June this year) and the proposed amendments to injury pay-outs are tipped to increase insurance costs further, particularly for those of us driving on the UK’s roads. Currently, when a personal injury award is made the total is discounted by a factor (known as the Ogden Rate) to account for the expected additional return when the lump sum is invested by the recipient. We’re considering sums here that are awarded to cover loss of earnings, increased life-long care costs for someone majorly affected by an accident or even death. The Ogden Rate is designed to ensure that someone is not under- or over-compensated. At the moment this discount rate is set at 2.5% and it has been at this level since 2001. The MoJ wants to reduce the discount rate to reflect the current interest rates, meaning that an insurer’s share of any pay-out would increase. The industry body, the Association of British Insurers (ABI), launched a legal challenge to the MoJ’s review in December on the basis that there has not been proper consultation but the High Court rejected the ABI’s concerns. ABI representatives say the reduction comes “at a time of significant global financial uncertainty” and one insurer’s analysis suggests that a 1% decrease in the Ogden Rate would wipe £190 million off its profits. Does this mean that insurers will want to pass on the costs to the policyholder? Most probably. A decision is imminent, though the 30th January deadline has already been missed and an announcement has been promised, by the Lord Chancellor, for February. One thing’s for sure, this is a hot topic in the industry at the moment and the ramifications for insurers and, potentially, car insurance purchasers are greater than even the tax rise and the MoJ’s whiplash reforms." On February 27th the Ogden Rate was indeed reduced, from 2.5% to -0.75%. The drop was much bigger than the industry expected and shares in motor insurance firms plummeted on announcement. It now looks like our prediction was correct and rates are beginning to rise across the board. Rest assured, at Chris Knott Insurance we'll still be doing all we can to find you the best car insurance deals out there. As your existing provider increases their rates please call us to see if we can offer you something better under our privileged club/forum scheme for enthusiasts. QUOTELINE: 0800 917 2274 Please mention this club/forum or its unique code when you call to ensure you receive the full benefits of the club scheme. best, Nick PS. As an aside, there is equal implication for the NHS as medical malpractice claims also use the Ogden Rate to calculate compensation.

MORE GOOD NEWS: Extra prize opportunities added OK, so this prize just got even more exciting thanks to Silverstone... On top of the GP tickets you could win in the Chris Knott Prize Draw, Silverstone is adding the daily chance for ticketholders to win some 'money can't buy' prizes between 10th March and 23rd March. As we've already purchased the Chris Knott prize tickets those tickets are eligible for each day's entry in Silverstone's draw. Prizes you could win in addition to our 2x British Grand Prix Grandstand Tickets include: # Lunch in a Team Motorhome during the British Grand Prix weekend. # Paddock Passes # Garage Tours at the British Grand Prix # Main Stage Backstage Passes for The Grand Prix After Party Just ask us for an insurance quote under our special car club scheme before 31st May for automatic entry in the Chris Knott Spring Prize Draw. Existing CK clients with renewals invited during the qualification period are also automatically entered for the draw. QUOTELINE: 0800 917 2274 ONLINE: Callback Request Form Of course, if we are notified of an extra win in the Silverstone draw we'll let you know ASAP or you can check for yourself at http://www.silverstone.co.uk/formula1-countdown However, even if it's just the Grandstand tickets that you win that's still a great prize and it's worth 500 of your british pounds. We look forward to offering you a car quote when your car insurance renewal falls due - please include us in the mix and for your chance to win. best, Nick

Reduce your own insurance costs by helping friends to reduce theirs. Hi, If you're an existing Chris Knott client and you'd like to pay less for your insurance this year, I've got some great news for you... You can benefit from UNLIMITED SAVINGS by using our 'Recommend a Friend' scheme. Simply tell your friends and family about Chris Knott Insurance and you'll receive £20 OFF your renewal for each one who goes on cover with their car or home. That's £20 OFF on top of any other savings we can negotiate for you WITHOUT ANY LIMIT on the amount of discount you can earn. And it hardly takes any effort. On the basis that we sign up around 40% of car insurance quotes offered, you and your friends have a good chance of saving. Them with a great insurance quote and you with your £20 discount. We think we offer a high level of personal customer service so why not share us with those you know? Simply ask your friends and family to call us FREE on 0800 917 2274 quoting ref 480 PLUS your CK Client Reference to ensure you get the credit. You could also post on Facebook or Twitter encouraging your buddies to give us a try - we're @ChrisKnottIns for both if you'd like to tag us. Best, Nick ***************************** Feedback Others agree that we offer great service: "I've just taken out insurance for the first time today with your company. Must say, very professional service from the lady on the phone." HotBlackCoupe, Hyundai Coupe Owners Club "It's coming up to renewal time for me so decided to give CK a go, so gave them a call and was put through to Ian in their sales team. He was a really helpful chap that made the usual questions seem quick & easy. He also explained a couple of queries I had and after a very short wait the quote came through which was cheaper than the comparison sites. I have to hold my hands up here and say I did tell Ian that esure quoted me cheaper but after looking through the quote I realised I hadn't declared SWMBO non-fault claim that occurred in Dec, so after amending that and checking again CK were cheaper by about £20. Overall the quote is over £100 cheaper than what I paid last year so happy with the price and the ease of quotation and customer service have been good so far. Just my 2 cents and I hope others find it useful." PearceHD, BabyBMW.net "I've just swapped to yourselves from my insurer of the last 4.5 years after you beat their lowest quote by £35 and upped my mileage from 5K to 10K per year. Excellent work and I'd just like to add that Rebecca was a pleasure to deal with." CiderFex, New Mini Scotland "I am pleased to say I have had and accepted a quote from Chris Knott Insurance. While not quite the cheapest, I am very satisfied with the quality of the policy and service so far. In terms of value I am satisfied this is a very good offer. Additionally, no silly electronic phone systems and no long delays on the phone, but polite and quick service from a very competent lady and extraordinarily speedy provision of ultra clear documentation. It is a very nice surprise to see that some people can still communicate in straightforward and clear terms. Very refreshing - after spending a lot of time on the phone to other outfits that were a total waste of time my stress and blood pressure have returned to normal. Thank you. I will be very happy to recommend you." petercresswell, Fiat Forum

OK, so it's down to the risk you present rather than our price. We'll help most people but insurers won't allow us to take on riskier stuff I'm afraid.

What was the reason given? Overnight parking arrangements at your postcode?

UPDATE: Best way to get a quote from Chris Knott Hi all, you're great at asking Chris Knott for quotes via the callback form on our website - thank you. I just wanted to make a request though - PLEASE CAN YOU PHONE US INSTEAD if you're after an instant quote. It's the quickest and easiest process for both of us and ensures you get your special club scheme quote when you want it, at a time that's convenient. QUOTELINE: 0800 917 2274 Though we do respond to the web forms quite quickly, often we get an answerphone or no answer at all and then you have to ring us anyway. You can see how it's not ideal - it means we're catching you at a time that's NOT convenient. We leave an answerphone message and follow up with an email but we don't want to miss the opportunity to give you a competitive quote through the club/forum's special scheme. Phoning us first and then only using the form as a last resort should make it easier for you to get a winning Chris Knott quote. Thanks for your help in this - it'll work out better for both of us. best, Nick PS. It may simply be that you don't recognise the caller ID when we call you - keep an eye out for our outbound number: 01424 200477. ********************** Testimonials More car club/forum members who are happy with their quotes from Chris Knott: "@ChrisKnottIns many thanks for your help with insurance for my new toy! #saabclub #saab" Neal Ashwangler, Saab Owners Club GB "Chris Knott cheapest by far even with cat back exhaust declared." Tony McKortel, SeatCupra.net "Unbeatable Quote. Thanks again for sorting my insurance. Straightforward job. Beat my quotes from other firms and matched like for like. Rang back when you said you would and also spoke via PM on here. Can't fault the service so far. Cheers." GarryK, BabyBMW.net "Just wanted to say how impressed I am being a first-time customer with yourselves. A very friendly and professional chap named Ian dealt with me from initial quote right through to setting up my new car policy. OK, granted you do need to provide a fair bit of info and it's the first time I can recall ever having to input details into the DVLA website to generate a 'driver code' and scanning numerous things etc but hey-ho. With all mods declared, a named driver and my protected NCB you beat the neighbours by nearly £60. I'm not one for calling other companies and although they did try and were very aware of my custom of 2 years, I was swayed to jump ship. Couldn't say no really." LordRaiden84, Briskoda "Looks like I will get my insurance from you. Phoned today and got better quote than my renewal. Took reference number and will call back on Monday to get it done. Really was cheaper. Thanks." imtattoo80, VWAudi Forum

Hi guys, you remember how we often run competitions and prize draws? Well, we wanted to check with you what you find the most attractive before we select this year's prizes. In the past we've offered £100 Amazon vouchers, Virgin supercar driving experiences, tickets to events such as the MotoGP or the Performance Car Show, Euro Car Parts vouchers and even professional Car Photoshoots. These and many of the ideas that you may like to suggest are all possible. Please just let us know what you'd like (within the realms of decency and reason). Just to give you some context if you're not aware of our prize incentives - usually we offer a prize in a draw where you just have to ask us for a quote on a car we don't already cover for you in order to enter. Or we may run a virtual Show & Shine competition on social media with a prize for the best photo or car. I look forward to hearing your ideas or opinions on the prizes we've offered in the past - your chance to shape Chris Knott's car club/forum member offers this year. best, Nick Car Insurance QUOTELINE: 0800 917 2274 - please mention this forum when you call. PS. For existing clients we've now also started making exclusive client-only offers in addition to the other client offers that are always available. ********************* RECENT FEEDBACK "Gave you guys a call last week, got a competitive quote to renew, which I will take up I suspect as nobody has come close to matching it yet." Alex, Vauxhall Owners Network "I got a great quote from them, and found them a pleasure to deal with..." bmwaddict, Z4 Forum "Wow, just spoke to Milton about changing over my car and again another great service as always. I have had all my cars with Chris Knott Insurance and every time I have called, Milton has answered my call - even understands my scottish accent. Milton you are awesome, thanks for sorting out all my car insurance problems and shall speak to you next time I swap over. Number one for insurance Chris Knott. If they can't help I am afraid you might have a problem." George Stewart, Facebook "Was a long-time member with Aviva, back when it was Norwich Union. So much for loyalty. Been behind the wheel for over thirty years & never made a claim (which is quite something the way I drive!). Chris Knott saved me over £500 with exactly the same cover!" Ghost, C-Max Owners Club "Just wanted to thank you for your help. We managed to get everything sorted in the end. Price comparison site price beaten - so glad to remain a customer. Great service from Rebecca and Dawn, both were really helpful." Lowe, GT86/BRZ Owners Club

There have been a couple of items in the news in recent days about the cost of car insurance... One claiming that comprehensive car insurance premiums rose on average by 14% (£95) during 2016 and the other that men still pay more than women even though gender equality rules state insurers can't specifically use gender as a rating factor. Of course, on the question of gender there are other risk factors that produce the result - men tend to cover more miles and are more likely to drive for work, have sportier cars and more motoring convictions. Those are each rated on for all drivers, so gender doesn't specifically feature. Nevertheless, these headlines highlight the need to get a competitive quote at renewal. At Chris Knott Insurance we're always happy to quote you, even if it's just so you can benchmark your existing cover and price. It worked really well for this member of the Yeti Owners Club: "I received a great quote from Chris Knott when my Yeti came up for renewal this November. Shamefully I'd been with D*****L*** for several years without shopping around so my premium was very uncompetitive. Chris Knott halved it! So I got a quote for the other half's new car too and they were still the cheapest around for combined insurance." discosteve To find out how much you could save with Chris Knott's special club member scheme please give us a call or PM me your number at renewal so we can call you. QUOTELINE: 0800 917 2274 - please mention this forum/club when you call. ONLINE: Callback Request Form We like to think we're bringing something extra to the table too by way of personal service, expert advice, accessibility, accountability to the club/forum and by providing all the ongoing support you need throughout your time as our client. Please include us in the mix when searching for your next year's cover. best, Nick *********************** RECENT FEEDBACK As a member of the car enthusiast community you really can save money when switching to Chris Knott and NOT just in year one: "I got a good deal this year with Chris Knott, both mine and Nicci's daily insurances." Ettienne, Volvo Performance Club UK "EP3 Insured with Chris Knott - matched best price and better policy. Just taken out a policy through Ian at Chris Knott Insurance and am really pleased. I used the usual websites to try to get a decent quote for my EP3, most of the premiums look ok but once into the details each online policy seemed to have a hole in; no legal cover, no replacement car, month's salary for an excess etc, etc. Called up Chris Knott and not only could they match the online price, the policy had a lower excess, added legal cover and an extra 2000 miles on the policy. Give 'em a try." JTM12, Typre-R-Owners.co.uk "I've been getting my Volvo insurance through Chris Knott for many years, hard to find good insurance for modified cars." t5_andy, Volvo Owners Club "Sensible car insurance renewal arrived this morning from ChrisKnottIns - easily undercut my other like-for-like quotes by £200+ nice one!" Chris Green, Twitter

Hi and Happy New Year from all at Chris Knott Insurance one of this forum's preferred insurance partners for standard or modified cars. We're here to help you with all your car insurance needs - from answering questions to offering competitive quotes on car insurance, GAP Insurance and Breakdown Cover. As well as contacting us on here, you can call us on 0800 917 2274 or get in touch via social media - whether you're already a Chris Knott client or not. On that note I wonder if you'd just pop over to Facebook (give us a 'like' and a 'follow') and Twitter (give us a 'follow'). Then you'll be all-set to get the answers you need via there too. You can be sure that we monitor our social media at the weekends and in the evenings - in fact any time out of hours. We just can't do that out of hours with all the forums we're on. We'd love you to post pics of your cars on our pages too, so you can show us what you've got and how well it's looked after. We'll also run exclusive competitions and promotions that you won't hear about anywhere else. Here are the links to Chris Knott's social media pages... FACEBOOK: @ChrisKnottIns - when we hit 2000 page followers we'll offer a prize of a year's FREE UK Breakdown Cover to one lucky follower. TWITTER: @ChrisKnottIns - when we achieve 1000 followers we'll offer a prize of a year's FREE UK Breakdown Cover to one lucky follower. We look forward to helping you save money on your motoring costs during 2017 so please do get in touch when your car insurance falls due. QUOTELINE: 0800 917 2274 ONLINE: CAR Insurance - Quote Request Form GAP Insurance - Full Quote & Buy facility UK BREAKDOWN Cover - Full Quote & Buy facility best, Nick ************************* TESTIMONIALS A mixture of positive feedback received recently via the forums and through social media... "Chris Knott have looked after us for a long time now. Wouldn't think of going anywhere else and the team are always great on the phone. Just re-insured our new Mazda6. Thanks again." Stuart Stringer, Facebook "Very pleased with my quote, thank you. I was happy to take out a policy with you. I am however, disappointed with the government decision to increase insurance tax again, doubling the duty to 12% come June 2017." Ian Nesbitt, Facebook "Chris Knott are the boys like! On top of the great premium I've had, I called them up to declare the suspension change and the total charge, including admin fee was £0.00. Can't say fairer than that!" planehazza, Briskoda "Cannot recommend @ChrisKnottIns enough. They have insured 3 cars for me over the years, service & price always exceed my expectation." Amie Stringer, Twitter "Just renewed my insurance and CK saved me £130 as against the renewal premium quoted by Skoda Insurance, which suits me fine..." Bantam57, Yeti Owners Club

Hi Paul, have PM'd you for details so I can investigate. best, Nick

Hi remal, sorry for the delay - I've been off since 16/12 and today is my first day back. I've tried replicating the issue and I can't. The system only throws up that message if the fields are left blank. If you PM me your number I'll arrange a callback today. best, Nick

Hi, We're so grateful if you asked Chris Knott to quote for your car insurance this year. You should know that we don't take anything for granted. If you need us over Christmas please just check our opening hours below. We'll be operating on reduced staffing levels so please bear with us. In addition to the customary holidays, we'll be giving staff a couple of extra days off to rest and enjoy time with their families and friends - we wish the same for you as you celebrate (or don't). CHRISTMAS OPENING HOURS: Friday 23rd December - Open 9am to 12.30pm Saturday 24th December - CLOSED Christmas Day - CLOSED Boxing Day - CLOSED Tuesday 27th December - Bank Holiday CLOSED Wednesday 28th December - CLOSED Thursday 29th December - Open 9am to 5pm Friday 30th December - Open 9am to 12.30pm Saturday 31st December - CLOSED New Year's Day - CLOSED Monday 2nd January - Bank Holiday CLOSED Tuesday 3rd January - Back to normal SOME PRACTICAL STUFF... RENEWALS OVER CHRISTMAS You can renew your cover online at any time even if we're not open - just remember to include your unique CK Broker Ref. CLAIMS If you need to make a Motor Claim (excluding windscreen claims) please call our Claims Team on 0345 618 8316. For all other claims please refer to your insurer's documentation for the correct number to call. QUOTELINE: 0800 917 2274 (please mention this club/forum when you call). We hope you have a peaceful Christmas and a blessed New Year. Kind regards, Nick & the rest of the Chris Knott Team PS. I'm now on annual leave until 3rd January so won't be available on forum until then I'm afraid. If you have any questions about your cover or any concerns please email enquiries@chrisknott.co.uk - thanks. ***************************** MORE RECENT TESTIMONIALS from happy clients "A friend's got himself a shiny new passat 61 plate estate, anyway, recommended Chris Knott, he spoke to an Ian Willis and lo and behold Chris Knott were the cheapest by £70, so he's well chuffed, not only that because I recommended Chris Knott I get a £20 discount when my renewal comes up in December. If I renew with Chris Knott (here's hoping I do) it will be the fourth year with same insurer, talk about looking after existing customers You rock!" Imran, VWAudi Forum "Well I will be insuring with you for another year as your quote is cheaper than any other I have found. Have also recommended you to my dad, so am waiting to see if he goes with you so I can get my £20 discount to make it an even better deal. The guys at CKI are really friendly and helpful, but I can't comment on the claims process as I have not had to make a claim." Steviec100, 208 Owners Club "Just had the renewal price for mine and is gone up just a shade over the 16.3[% national] average so it's looking like I'll renew [with CK] for the third time running. I've done all the comparison sites, Aviva, Direct Line, Allianz and nobody can touch them again. Makes a change from the p#ss take I got from several others after a low first year." gerrywac, UK-MkIVs.net "Renewed my insurance with you guys earlier today, didn't see much of an increase at all." mark-in-stoke, GT86/BRZ Owners Club "I was expecting an increase with my insurance which is due soon, but when the renewal came through it had dropped by £21.00 and is now only £176.00 (last year £197.00). Not bad for fully comp' insurance, 2yrs NCD." Xanadu, Celica Club UK

UPDATE: AND THE WINNER IS... Put up the bunting, light the firework fuses and start the fanfare - we're announcing the winner of our latest prize draw. Our winner plus a friend will receive VIP tickets to the Performance Car Show (featuring Autosport International) at the NEC in January and all they had to do was ask Chris Knott Insurance to quote for their car insurance. They didn't even have to take up the policy to qualify. And that's certainly the case with this winner drawn at random from all the entries. Very many congratulations to Gordon Macmillan of Dunbartonshire, Scotland - a member of the Saab Owners Club GB. We'll make contact with Gordon first thing on Monday to give him the good news. Well, that's almost it for this year. Aside from answering any questions or contributing to discussions there's just one more post to make next week. We'll be letting you know our opening hours over Christmas so you can contact us if your car insurance renewal is due in the coming weeks. best, Nick QUOTELINE: 0800 917 2274 ONLINE: Callback Request ******************** FEEDBACK RECEIVED "I'm with @ChrisKnottIns with HondaKarma's referral and the premiums I'm paying [are] much less than what comparison websites quoted me and that's with 1 year NCD and I live in London." legend-ary, HondaKarma "I've been with them the last 3 years now. Never had the need to file a claim, so can't comment on that aspect, but overall it's been a painless experience, (or at least as painless as compulsory insurance can be) and they have matched any of the competitors' prices, where they were higher than the competition." turbopete, Mercedes-Benz Owner Forum "Got my mk2 VR6 with you and my winter runaround and just sorted my house buildings and contents through yourself - saved me a fortune. The more pennies to spend on the mk2 now." boab3, VR6 Owners Club "CK had never come remotely close to any of my previous quotes on my cars, nor my father's (range of fast Audis, Porkas, Astons), regardless of spotless licences and claims history. This year, however, they beat both my quotes on the Zed by a decent amount and the "new starter" Golf I've bought for my fiancee. The quote was still high, but no NCB to use as it's on the Zed and a driver who hasn't held a policy for 9 years due to driving other cars meant it was always going to be. So in summary, thanks to the guys for giving me at least another 6 months on the Zed before the wedding forces sale!" JAD, Z4 Forum "I bought my insurance through Chris Knott today, having not owned my GT86 for long enough to be eligible last year, and wanted to provide yet more positive feedback. I can honestly say I've never had such a fast, straightforward, experience taking out insurance. I phoned twice, both times in the middle of the day during my lunch break, and both times my call was answered immediately... I'd like to thank Kim and [Ian] who I spoke to today...for their excellent service too; it's nice to talk to someone who sounds genuine and friendly rather than the usual call centre robot reading through a script. There was no high-pressure sales pitch for all sorts of unnecessary extras either. CK were also able to beat my cheapest quote (which happened to be my renewal quote) by 10%, so it was a real no-brainer to take out the policy through them. Unlike many insurers, there was no fee for using a credit card. Great service, great price, and I'd happily recommend Chris Knott to others." spikyone, GT86/BRZ Owners Club

Here's your chance to WIN 2x VIP tickets to the Performance Car Show at Birmingham's NEC (plus entry to Autosport International) for Saturday 14th January 2017 courtesy of Chris Knott Insurance. The Performance Car Show is the leading UK exhibition dedicated to enthusiasts of sports and performance cars. It's the perfect place to see the very best high-performance machines in their full glory and Chris Knott wants to help you get there. At the show the winner and a friend can meet leading tuning companies, see the latest performance road cars, speak to club members, watch the Live Action Arena precision driving displays and take part in driving experiences. The VIP Club tickets include: - Entry to the Performance Car Show & Autosport International - FREE Parking at NEC - Access to VIP Club Lounge located in Hall 8 - Fast Track Entry to the Live Action Arena (the UK's largest indoor racetrack) - Access to VIP enclosure at the top of the Live Action Arena - Access to Driver Signing sessions (F1 Racing Grid, BTCC Display and VIP Lounge) - Access to Back Stage Paddock Area in the Live Action Arena - Access to Coys Auction of rare and historically significant cars - Paddock Guide - Goodie Bag Interested? All you have to do is get a Chris Knott car insurance quote, for a vehicle we don't yet insure, between now and 30 November 2016. In fact we'll add anyone who has received a quote since 1 September so it runs for a full 3 months. To win this prize, which includes the opportunity to get up close and personal with some of the rarest and most exotic supercars on the planet, just call 0800 917 2274 mentioning this forum's unique code and we'll take down your quote details. You'll receive a competitive insurance quote for comparison and automatic entry in the draw. Don't forget you can get a quote about 30 days ahead of the expiry of your cover with the current provider. That means most members with a renewal date in December also have the chance to be included. Good luck! Get calling for that quote. best, Nick ************************** TESTIMONIALS A few positive comments from car club/forum members and enthusiasts who have asked us to quote recently: "Spoke to CK and they wiped the floor and gave me a quote of £280 even with all the mods declared. I know who I will be choosing next year." Carlsberg "Just changed my Insurance to CK as they beat my renewal price by £300 rang up my insurance to cancel they said oh lets see if we can beat it and came back with a higher quote than the renewal." ardente "Considering where I live and parking on the street, declared mods, my insurance with CK, for the first time, was £100 cheaper than my previous year and £175 less than the renewal for non-modded would have been." Shel "I’m now insured with CKI. Dealing with my quote and subsequent questions was a lady called Kathy, very polite, very helpful. The quote I received was 15% less that my renewal quote from HD on MP215 with no other mods. Over the past weeks I’ve added to my policy a cat-back exhaust, Eibach Springs, Induction hose, Mountune Quik Shifter, Gloss Plastics all at no extra cost, no admin fees etc. I could not be happier with the service received. Thanks Chris Knott Insurance." Darran PS. Genuine quote requests only please - we reserve the right to request a copy of your existing insurance renewal to confirm eligibility within the time frame of the competition.

Hi Neal, thanks for thinking of us (after trying everyone else :)). I'll need the full postcode and the overnight parking location ie. garage/driveway/on road to be able to give you an idea of whether we can cover you. Also, have you had it or a similar car for at least 12 months? best, Nick

As the year draws to a close, here are Chris Knott's Top 10 and Top 20 club/forum rankings for 2016 as they currently stand. Though of course there are still a few weeks of 2016 left and all could change!! Remember, to feature in our Top 20 a club/forum will be producing a high number of quote enquiries AND Chris Knott will be converting a strong percentage into policies. There's a good argument that if you drive one of the cars on the list you're more likely to save money on your STANDARD/MODIFIED/MULTI-CAR insurance when you ask Chris Knott to quote, based on recent past performance. Chris Knott's Top 20 so far for 2016: 1. Volvo Owners Club 2. Alfa Romeo Owners Club 3. Briskoda 4. Saab Owners Club GB 5. BabyBMW .net 6. Mercedes Owner 7. Z4 Forum 8. Audi-Sport .net 9. CivInfo 10. BMW 5 Owners Club 11. Vectra C/Signum Owners Club 12. MPS Owners Club 13. Fiesta ST Owners Club 14. Kia Owners Club 15. GT86/BRZ Owners Club 16. BimmerForums 17. TT Forum 18. VWAudi Forum 19. AlfaOwner .com 20. Hyundai Coupe Owners Club Regardless of whether you're on the list, we'd like to thank you if you've asked us to quote - we don't take the regular and steady stream of enquiries from club members for granted. If you haven't yet tried us for a quote on your pride and joy please give us a go at the next renewal - we'd love to look after more members from this forum. Quoteline: 0800 917 2274 - please mention your club/forum to receive the full benefit of the scheme. Online: https://www.chrisknott.co.uk/CarQuote - complete brief contact details and we'll call you back. best, Nick PS. Next week I'll be revealing the winner of the Chris Knott Autumn Prize Draw. One lucky car enthusiast will WIN a pair of VIP tickets to the Performance Car Show at the NEC on Saturday 14th January with all sorts of privileged access and exclusive features. *********************** TESTIMONIALS Five examples of recent feedback from car enthusiasts across a range of clubs and forums: "Chris Knott Insurance all set up and running. Many Thanks." thepaws4, Mazda6 Owners Club "It was a simple process when I switched to using them this year. They said they would beat my current renewal price by 10%. The way this was offered to me felt like it was their standard M.O." om613, Mercedes-Benz Owner Forum "I have both my cars insured through Chris Knott ... Highly recommend them :)" chris2982, HondaKarma "What is more impressive than great 'new customer deals' is decent renewals that compete with other 'new customer' deals... This year the renewal was good and could not be matched even with 'new customer offers' by competitors...we renewed again :0)." Dennis, Focus ST Owners Club "They were the cheapest for me in Southampton city centre." Darkangelv2, Z4 Forum

Gents, we wouldn't expect you to move for a small amount - where we can get proof to satisfy the insurers that we needed to go lower (and they do audit us), we can make it worth your while switching. You must have seen our post elsewhere on the forum where we say "...when we compare our quotes with their supplied best quote (including those on comparison websites) it's still a worthwhile saving - an average of £54.89 less than the best available alternative (11.94%)." As for the bhp increase, that was right on the insurers' increase limit of 100bhp (which is also publicised on this forum). I'm sorry we couldn't help you.

So, the AA released a report last month showing how much car insurance premiums have risen over the last 12 months. Apparently, premiums have gone up by 16.3% - an average of £82 per policy (£18 of which is due to the 2 IPT (tax) increases). The current average car insurance premium is now just pence below £586. Well, maybe they don't know about this special car club/forum scheme. Bucking the trend, I see that our quotes have only risen 3% (£13) on average over the year and our average premium now sits at just £391. I know members sometimes comment about having to get proof of their alternative quotes but if our scheme is quoting £195 less than the rest of the market (again on average) this minor inconvenience is surely worth it? We'd be really grateful for the opportunity to quote for your car insurance when it falls due. If you'd like to make a saving perhaps you'll give us a call or provide your contact details at the link below. Of course, it's not all about price - you'll also receive solid service and help whenever you need it both before and after you've become a client. Quoteline: 0800 917 2274 - please mention this forum to receive the full car enthusiasts scheme benefit. Online: Callback Request Form best, Nick ************ TESTIMONIALS You knew we couldn't resist the urge to post a few recent client testimonials. Hopefully you'll find these 4 an encouragement to pick up the phone: "I've used this company for approximately 10 years. I have two vehicles currently with them. I love the fact you can ring and speak to a familiar voice who is always willing to help. I get rewarded for staying with them, having more than one vehicle etc, etc. A type of insurance broker company that's rare. I left this broker one year then I returned, I think that speaks for itself! Thanks for your continued service :)" Georgie, Google Review "Just had a quote from Ian, was more than happy with the quote! will more than likely be renewing with you, don't think the quote will be beat!" Jamesyy21x, CivicType-R.co.uk "Just insured my car with Chris Knott. This proved to be a painless experience and the cost was less than 40% of the renewal quote I got from my existing insurer." Naraic, Mercedes-Benz Owner Forum "Same here, can't match that kind of difference but very worthwhile. Good built-in benefits, etc. as well. I dealt with a charming lady called Kathy West who provided excellent, efficient service. Quotation done and dusted with copy sent by email in a matter of minutes." davemercedes, Mercedes-Benz Owner Forum