It'll be up for insurance renewal at the end of the month. I will be changing insurers, I'm sure. Yep it is a bit shitty...there was obviously a reason this insurer was far cheaper than the rest. Yes I was insured for theft, but how many thefts are recovered? Not many. I can't say i blame them for wanting to record it if they pay out. yes I think it's a bit shitty but rather take the 2k hit now than a >2k hit if/when I come to sell, assuming I can sell.